Chuck Cross
VP Mortgage Regulatory Policy
Conference of State Bank Supervisors (CSBS)
Mr. Cross is VP for Mortgage Regulatory Policy for the Conference of State Bank Supervisors (CSBS). His area of emphasis is in the development of examination protocols and support for coordinated multi-state supervision. Chuck is the former Director of the Washington state Department of Financial Institutions, Division of Consumer Services. In that capacity he supervised approximately 50 attorneys, examiners and professional staff in the licensing, examination and enforcement of over 20,000 non-depository financial institutions and individuals, including mortgage companies, finance companies, and other consumer financial institutions. Prior to this Chuck served as Enforcement Chief, where he was responsible for over 200 regulatory enforcement actions and criminal referrals, and was one of the key investigators and negotiators for the two largest predatory lending settlements in history. Chuck is a former federal and state bank examiner, a past president for the American Association of Residential Mortgage Regulators (AARMR), and a former subject matter expert and instructor for the National White Collar Crime Center. Chuck is also a Certified Fraud Examiner with a degree in Accounting/Economics.